IFC Loans

A home equity loan is a form of credit for which your home is pledged as collateral.
A standard home equity loan, (also called a second mortgage) is paid off over an extended period of time.

IFC Loans has a wide range of Fixed Rate and Adjustable Rate Equity Loan Options built to suit specific needs of our customers. Our Home Mortgage ExpertsSM are ready to help you find the equity loan that’s right for you!

Contact us now to get a FREE, no obligation loan consultation:
Call us at 1.800.520.0432 or Get Pre-Approved online now.

You can use your home equity loan for almost anything. Common uses include debt consolidation (paying off high-interest credit card debt), home improvements, purchasing or refinancing a home, purchasing land, paying for education expenses, college tuition, and buying luxury items.

The two major advantages of borrowing with a home equity loan are lower interest rates and potential tax savings. The interest rate you will pay on the average home equity loan is generally lower than the interest rate you will pay on the average credit card or any other type of non-secured debt. For home equity loans, you can generally deduct the interest you pay. The interest you pay on credit cards and other types of personal loans is generally not tax-deductible. (Consult with a tax advisor regarding the deductibility of interest.)