FHA Streamline Refinance

The "FHA Streamline Refinance Program" is designed to lower the monthly principal and interest payments on a current FHA insured mortgage. This program allows you to reduce your interest rate, which could save you thousands of dollars over the life of your loan. You can use the savings to reduce your monthly payment or to reduce the number of payments you make. Either way, you are better off compared to your higher interest rate loan.

To make this program as easy as possible, FHA has eliminated the qualification process you went through when you purchased your home. This means there is no credit check and no income verification. You have already qualified for an FHA loan, so all we do is convert your current FHA loan to a new FHA loan with a lower rate. The only thing we have to verify is that you are employed and that you are in good standing with your current mortgage company.

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